Insurance - For Students
Medical students attending the University of Saskatchewan can apply for SMA life and disability insurance coverage, insured through Manulife Financial.
Please note, applications and information regarding your insurance are not available online at this time. Please contact a member of the SMA Membership & Benefits Team to learn more at insurance@sma.sk.ca.
SMA Life Insurance
- $100,000 term life insurance with no medical underwriting
- Name any beneficiary
- Optional riders available
- Additional life insurance and spousal life insurance available up to $5,000,000
- Coverage can be continued upon graduation, whether you remain in Saskatchewan or not
SMA Disability Insurance
- Coverage available based on year of study
- No medical underwriting for coverage under $2500
- 90 day elimination period with benefit period to age 65
- Coverage can be continued upon graduation whether you remain in Saskatchewan or not, and can be transferred to the SMA/RDoS disability plan upon enrollment in the U of S residency training program.
Medical Student Year | Coverage Amount Available | Coverage Type |
1st year | Up to $1500/month | Guaranteed |
2nd year | Up to $1500/month | Guaranteed |
3rd year | Up to $2500/month | Guaranteed |
4th year | Up to $4000/month | Medical underwriting required |
Who can I contact if I have questions?
For more information, please contact SMA Insurance Team: